Recession Risk: When The Central Bank Stops Being Boring
Investment Types
Recession Risk: When The Central Bank Stops Being Boring
May 26, 2023 by in Investment Types

The Bank of Canada’s monetary policy should be boring. Like a hockey or soccer referee, people shouldn’t notice it. If they do, it usually means a contentious decision has been made. Interest-rate policy and inflation figures shouldn’t be the main topic of discussion around an average family dinner table.

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2023: Building on a better base for investors
General Economy
2023: Building on a better base for investors
January 25, 2023 by in General Economy

Investing money at its most basic is just delayed consumption. Putting $250 away versus buying another pair of shoes simply means you can buy those shoes at some point in the future. It makes sense then that the baseline goal of investing is to protect the purchasing power of your money.

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Private Credit Versus Investment Grade Bonds
Alternative Assets
Private Credit Versus Investment Grade Bonds
December 20, 2022 by in Alternative Assets

Most investment portfolios have three basic components. Cash that has option value for future buys, equity for growth that hopefully exceeds inflation, and income that generates cash flow. Normally, our income investments are stable - we get some capital appreciation with predictable cash distributions.  That was the case, until 2022!

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Is the 60-40 strategy dead and buried?
Investment Types
Is the 60-40 strategy dead and buried?
November 3, 2022 by in Investment Types

The 60-40 portfolio strategy is a touchstone for the industry, and shorthand for the tried and trusted method of protecting capital from wild market swings. There are endless variations on this theme, largely dependant on client risk tolerance and time horizon, but the navigational starting point of a “balanced” 60% stocks and 40% bonds mix has endured.Yet, when it comes to the financial markets, investors absorb daily blow-by-blow accounts of price drops, stock bubbles, and geopolitical-induced volatility. This can influence decisions and emotions, and lead to panic selling – and often panic buying – that harms your portfolio.

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